If the risk of a ban makes you nervous, here is how to fast-track a legitimate 100% completion:

From a practical standpoint, most of the community views offline save swapping as a gray area. It doesn't harm other players' experiences (when used offline), and many players use it simply to access content they don't have time to grind for.

Uses standard profile ID folders. It is generally easier to overwrite and manipulate.

User reports indicate that single-player mods, save swapping, and trainer apps that are used strictly offline rarely trigger detection. However, no method is 100% safe. A single detection event could lead to a dreaded hardware ban, permanently barring your PC from accessing the game.

Navigate to: %LOCALAPPDATA%\Packages\Microsoft.624F8B91B80_8wekyb3d8bbwe\SystemAppData\wgs

C:\Program Files (x86)\Steam\userdata\[Your-User-ID]\1551360\remote\ Microsoft Store

I can provide specific troubleshooting steps tailored to your system configuration. Share public link

Download your chosen 100% save file and extract the contents using WinRAR or 7-Zip.

Uses standard local files synced with the Steam Cloud. It is highly customizable and easy to replace.

Inside the wgs folder, sort folders by "Date Modified". Open the newest folder and locate the largest file (this is your encrypted save data). Note its name.

The folder 1551360 is Forza Horizon 5's unique Steam App ID. Inside remote , you'll find your save file — typically named with a long string of numbers followed by ProfileData .

Using a 100% save file for single-player exploration, tuning, and cruising is generally ignored by Turn 10 and Playground Games. However, Cheating on public leaderboards will trigger automated anti-cheat systems and result in a permanent ban from Forza online services. Conclusion

When the game starts, it will say "Found new saved data. Syncing..." Accept the local save (the new one). If everything works, you will load into Mexico with a complete festival.

Jump straight to a high Prestige level with all player badges unlocked. Steam vs. Microsoft Store Saves